HP 17BIIPLUS Manuel utilisateur

hp 17bII+ Financial Calculator

Owner’s Manual

Edition 1

Part Number F2234-90020

Notice

For warranty and regulatory information for this calculator, see the owner’s

manual.

This manual and any examples contained herein are provided “as is” and

are subject to change without notice. Hewlett-Packard Company makes no

warranty of any kind with regard to this manual, including, but not

limited to, the implied warranties of merchantability and fitness for a

particular purpose. Hewlett-Packard Co. shall not be liable for any errors or

for incidental or consequential damages in connection with the furnishing,

performance, or use of this manual or the examples contained herein.

Reproduction, adaptation, or translation of this manual is prohibited without

prior written permission of Hewlett-Packard Company, except as allowed

under the copyright laws.

The programs that control your calculator are copyrighted and all rights are

reserved. Reproduction, adaptation, or translation of those programs without

prior written permission of Hewlett-Packard Co. is also prohibited.

4995, Murphy Canyon Rd,

Suite 301

San Diego,CA 92123

Printing History

Edition 1 June 2003

Welcome to the hp17bII+ 3

Welcome to the hp 17bII+

The hp 17bII+ is part of Hewlett-Packard’s new generation of calculators:

!The two-line display has space for messages, prompts, and labels.

!Menus and messages show you options and guide you through problems.

!Built-in applications solve these business and financial tasks:

!Time Value of Money. For loans, savings, leasing, and amortization.

!Interest Conversions. Between nominal and effective rates.

!Cash Flows. Discounted cash flows for calculating net present value

and internal rate of return.

!Bonds. Price or yield on any date. Annual or semi-annual coupons;

30/360 or actual/actual calendar.

!Depreciation. Using methods of straight line, declining balance,

sum-of-the-years’ digits, and accelerated cost recovery system.

!Business Percentages. Percent change, percent total, markup.

!Currency Exchange. Exchange calculations between two currencies.

!Statistics. Mean, correlation coefficient, linear estimates, and other

statistical calculations.

!Clock. Time, date, and appointments.

!Use the Solver for problems that aren’t built in: type an equation and then

solve for any unknown value. It’s easier than programming!

!There are 28K bytes of memory to store data, lists, and equations.

!You can print information using the hp 82240 Infrared Printer.

!You can choose either ALG (Algebraic) or RPN (Reverse Polish Notation)

entry logic for your calculations.

4 Contents

Contents

13 List of Examples

16 Important Information

117 Getting Started

17 Power On and Off; Continuous Memory

17 Adjusting the Display Contrast

18 Setting the Language

18 What You See in the Display

19 The Shift Key (@)

19 Backspacing and Clearing

21 Doing Arithmetic

22 Keying in Negative Numbers (&)

22 Using the Menu Keys

23 The MAIN Menu

25 Choosing Menus and Reading Menu Maps

27 Calculations Using Menus

28 Exiting Menus (e)

28 Clearing Values in Menus

29 Solving Your Own Equations (SOLVE)

30 Typing Words and Characters: the ALPHAbetic

31 Editing ALPHAbetic Text

32 Calculating the Answer (CALC)

34 Controlling the Display Format

34 Decimal Places

34 Internal Precision

34 Temporarily SHOWing ALL

35 Rounding a Number

35 Exchanging Periods and Commas in Numbers

Contents 5

36 Error Messages

36 Modes

37 Calculator Memory (@M)

238 Arithmetic

38 The Calculator Line

38 Doing Calculations

40 Using Parentheses in Calculations

40 The Percent Key

40 The Mathematical Functions

41 The Power Function (Exponentiation)

42 The MATH Menu

43 Saving and Reusing Numbers

43 The History Stack of Numbers

44 Reusing the Last Result (@L)

45 Storing and Recalling Numbers

46 Doing Arithmetic Inside Registers and Variables

47 Scientific Notation

48 Range of Numbers

349 Percentage Calculations in Business

50 Using the BUS Menus

50 Examples Using the BUS Menus

50 Percent Change (%CHG)

51 Percent of Total (%TOTL)

52 Markup as a Percent of Cost (MU%C)

52 Markup as a Percent of Price (MU%P)

53 Sharing Variables Between Menus

454 Currency Exchange Calculation

54 The CURRX Menu

55 Selecting a Set of Currencies

57 Entering a Rate

6 Contents

59 Converting between Two Currencies

59 Storing and Recalling Sets of Currencies

60 Clearing the Currency Variables

561 Time Value of Money

61 The TVM Menu

64 Cash Flow Diagrams and Signs of Numbers

66 Using the TVM Menu

67 Loan Calculations

71 Savings Calculations

74 Leasing Calculations

77 Amortization (AMRT)

78 Displaying an Amortization Schedule

81 Printing an Amortization Table

684 Interest Rate Conversions

85 The ICNV Menu

85 Converting Interest Rates

87 Compounding Periods Different from Payment Periods

791 Cash Flow Calculations

91 The CFLO Menu

92 Cash Flow Diagrams and Signs of Numbers

94 Creating a Cash-Flow List

95 Entering Cash Flows

97 Viewing and Correcting the List

98 Copying a Number from a List to the Calculator

Line

98 Naming and Renaming a Cash-Flow List

99 Starting or GETting Another List

99 Clearing a Cash-Flow List and Its Name

100 Cash-Flow Calculations: IRR, NPV, NUS, NFV

107 Doing Other Calculations with CFLO Data

Contents 7

8108 Bonds

108 The BOND Menu

110 Doing Bond Calculations

9114 Depreciation

114 The DEPRC Menu

116 Doing Depreciation Calculations

116 DB, SOYD, and SL Methods

118 The ACRS Method

119 Partial-Year Depreciation

10 121 Running Total and Statistics

122 The SUM Menu

123 Creating a SUM List

123 Entering Numbers and Viewing the TOTAL

124 Viewing and Correcting the List

126 Copying a Number from a List to the Calculator

Line

126 Naming and Renaming a SUM List

127 Starting or GETting Another List

127 Clearing a SUM List and Its Name

127 Doing Statistical Calculations (CALC)

128 Calculations with One Variable

130 Calculations with Two Variables (FRCST)

133 Curve Fitting and Forecasting

138 Weighted Mean and Grouped Standard Deviation

139 Summation Statistics

140 Doing Other Calculations with SUM Data

11 141 Time, Appointments, and Date Arithmetic

141 Viewing the Time and Date

8 Contents

142 The Time Menu

143 Setting the Time and Date (SET)

144 Changing the Time and Date Formats (SET)

144 Adjusting the Clock Setting (ADJST)

145 Appointments (APPT)

145 Viewing or Setting an Appointment (APT1-APT10)

147 Acknowledging an Appointment

148 Unacknowledged Appointments

148 Clearing Appointments

149 Date Arithmetic (CALC)

150 Determining the Day of the Week for Any Date

150 Calculating the Number of Days between Dates

151 Calculating Past or Future Dates

12 153 The Equation Solver

153 Solver Example : Sales Forecasts

156 The SOLVE Menu

157 Entering Equations

158 Calculating Using Solver Menus (CALC)

161 Editing an Equation (EDIT)

161 Naming an Equation

162 Finding an Equation in the Solver List

162 Shared Variables

162 Clearing Variables

163 Deleting Variables and Equations

164 Deleting One Equation or Its Variables (DELET)

164 Deleting All Equations or All Variables in the Solver

(@c)

164 Writing Equations

166 What Can Appear in an Equation

168 Solver Functions

174 Conditional Expressions with IF

176 The Summation Function (∑)

177 Accessing CFLO and SUM Lists from the Solver

178 Creating Menus for Multiple Equations

(S Function)

Contents 9

179 How the Solver Works

180 Halting and Restarting the Numerical Search

181 Entering Guesses

13 184 Printing

185 The Printer’s Power Source

185 Double-Space Printing

185 Printing the Display(P)

186 Printing Other Information (@p)

186 Printing Variables, Lists, and Appointments (LIST)

188 Printing Descriptive Messages (MSG)

188 Trace Printing (TRACE)

189 How to Interrupt the Printer

14 190 Additional Examples

190 Loans

190 Simple Annual Interest

191 Yield of a Discounted (or Premium) Mortgage

193 Annual Percentage Rate for a Loan with Fees

195 Loan with an Odd (Partial) First Period

197 Canadian Mortgages

199 Advance Payments (Leasing)

200 Savings

200 Value of a Fund with Regular Withdrawals

202 Deposits Needed for a Child’s College Account

206 Value of a Tax-Free Account

208 Value of a Taxable Retirement Account

209 Modified Internal Rate of Return

213 Price of an Insurance Policy

215 Bonds

216 Discounted Notes

217 Statistics

217 Moving Average

219 Chi-Squared (χ2) Statistics

10 Contents

A222 Assistance, Batteries, Memory, and Service

222 Obtaining Help in Operating the Calculator

222 Answers to Common Questions

224 Power and Batteries

224 Low-Power Indications

225 Installing Batteries

227 Managing Calculator Memory

228 Resetting the Calculator

230 Erasing Continuous Memory

231 Clock Accuracy

231 Environmental Limits

231 Determining If the Calculator Requires Service

232 Confirming Calculator Operation: Self-Test

233 Warranty

235 Service

236 Regulatory information

237 Noise Declaration

B238 More About Calculations

238 IRR% Calculations

238 Possible Outcomes of Calculating IRR%

239 Halting and Restarting the IRR% Calculation

239 Storing a Guess for IRR%

240 Solver Calculations

240 Direct Solutions

242 Iterative Solutions

246 Equations Used by Built-in Menus

246 Actuarial Functions

247 Percentage Calculations in Business (BUS)

247 Time Value of Money (TVM)

247 Amortization

248 Interest Rate Conversions

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